Artisan contractors, such as electricians, plumbers, carpenters, roofers, framers, locksmiths, painters, interior decorators, piano tuners, and exterminators, play a vital role in building and improving spaces. Each of these professionals brings specialized skills, but they also face unique risks in their daily work. This is where General Liability (GL) Insurance becomes an essential tool. Below, we explain why this type of insurance is fundamental to protecting both your business and your reputation.

Having liability insurance not only offers financial protection but also boosts your credibility as a professional. Clients are more likely to trust a contractor backed by an insurance policy, as it shows that you take your work and its associated risks seriously. This coverage can even give you a competitive edge over those who are uninsured, positioning you as a more reliable and prepared option.

If a client decided to file a lawsuit against you, legal fees can be significant. GL insurance covers legal fees, court settlements, and other costs associated with the legal process. This kind of support is vital, as a single case could be financially draining without proper insurance.