Life Insurance Comparison Chart

Find the life insurance product that meets your needs. The table below allows you to quickly compare different life insurance products, see the differences, and choose the one to meet your needs. Contact us to answer any questions or to run a complete quote.

	Term Life Insurance	Whole Life Insurance	Universal Life Insurance	Variable Universal Life Insurance
Death benefit	Yes	Yes	Yes	Yes
Designed for low cost	Yes	No	No	No
Access to your money	No	Yes	Yes	Yes
Guaranteed cash value	No	Yes	Yes
Market participation	No	Yes	Yes	Yes
Tax advantages	Yes	Yes	Yes	Yes
Flexible payments	No	Yes	Yes	Yes

Important Information

Your life insurance coverage needs may change if your personal situation changes. Major life event such as getting married, having a child or getting a promotion may be significant events that require revisions in your life insurance policy. Make sure that these strategies and products are suitable for your long-term life insurance needs. If you take a loan, withdrawal or partial or whole surrender your death benefit may be reduced, your policy may lapse or you may face tax consequences.

There are fees and charges for variable life insurance coverage, including a cost of insurance based on characteristics of the insured person, such as gender, health and age. For a complete list of fees and charges please contact us.

Investment products offered are not FDIC-insured, may lose value, have no bank guarantee.